Welcome to Valley Credit Union's new website! Please, click here to email us if you need assistance for any reason.

Member Appreciation Day

Join us at any of our locations for Member Appreciation Day on Thursday, May 9th!

Checking with Interest

You deserve more! Earn 5% APY* on average daily balances up to $10,000. Call 256-381-4800 or visit any location to learn more!

Digital Account Opening

Open a new account in just minutes!

Digital Pay

With secure and convenient Digital Pay, you can make electronic loan payments using a debit card or ACH from another financial institution!

Lost Or Stolen Debit or ATM Card?

Call 800-292-8920

"I have been a member for many years; back when you could only borrow $300.00. Valley Credit Union has been wonderful for me. I have never been turned down, and the credit union keeps excellent records."

Penelope Johnson
Member Since the 1970's

"I don't know what I would do without Valley Credit Union. I can't think of a time that I had a need where they didn't help me. The employees are just like family and have always been polite, courteous, patient, gracious and helpful. I love VCU!"

Deborah Gerelds
Member Since 1984

Our Account Rates

Interest Checking
5.00%APY**
7 Month CD
4.50%APY**
13 Month CD
4.00 %APY**

Branches & ATMs

Valley Credit Union has 6 locations across North Alabama to serve you. Stop by one of our branches or access one of 30,000 CO-OP ATMs nationally.

Our Locations

Locations

  • Tuscumbia

  • Russellville

  • Muscle Shoals

  • Sheffield

  • Cherokee

  • Florence

  • EZ Talk

National Credit Union Administration
Equal Housing Opportunity

2020 Valley Credit Union. All Rights Reserved. Federally insured by the NCUA. *All loans are subject to credit approval. Certain restrictions may apply. *APR is Annual Percentage Rate. **APY is Annual Percentage Yield.

Routing Number: 262277354

Institution NMLS ID# 409924

© 2024 Valley Credit Union. All Rights Reserved.