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Share Account

Valley Credit Union’s basic savings account is the key to credit union membership. Deposit as little as $25 into a share account, and you become a member of Valley Credit Union. You will receive quarterly dividends and gain access to the other convenient products and services offered by Valley Credit Union.

Daily Interest Account

The Daily Interest Account provides the high dividends of a Certificate of Deposit, yet also gives you convenient access with no withdrawal penalties. With a minimum balance of $2,500, you will earn competitive monthly dividends.

Christmas Club Account

Save for Christmas all through the year with quarterly dividends and no minimum balance. This account is a great way to ensure that your holiday season is full of cheer.

Regular Checking

This basic checking account is free. That means there are no monthly service charges, no minimum balance requirements, no per-check fees, and, if your payroll is direct deposit, we’ll even provide you with free checks for the life of your account! In addition, carbon-copy drafts mean simpler account balancing.

Preferred Checking

If you are looking for a checking account that will provide competitive money market interest, this is the right account for your needs. With a $2,500 minimum balance, you will receive unlimited check writing, free personalized checks, and, except for overdraft fees, there are no service charges.

Overdraft Protection

This convenient service will help prevent overdraft charges and returned checks on your account for up to six times each month by automatically transferring available funds from other designated accounts.

Personal Loan

Whether it is for bill consolidation, new furniture or appliances, medical expenses, vacations, or a new computer you may apply for a personal loan and take up to 48 months to pay.

Auto Loans

Let us show you how an auto loan from Valley Credit Union can save you money on your next new or used auto purchase. For qualified members, payments can be extended as long as 60 to 72 months. As an added bonus, we will pay the premium for credit life coverage up to $10,000.

Home Mortgage

Valley Credit Union offers 15 and 20 year in-house real estate mortgages for home purchase or refinancing. Call us today to learn about our fixed-rate and variable-rate first mortgages with low closing costs. You may also click here to apply for other mortgage loan options.