Welcome to Valley Credit Union's website! Please, click here to email us if you need assistance for any reason.
"I’ve been a VCU member over 30 years. Everyone is very friendly and helpful, and they make me feel special because they call me by name as I walk through the door. I’ve had nothing but positive experiences."
"I would recommend Valley Credit Union to anyone! I’ve been a member for 22 years. There is nothing like going in and seeing friendly faces who go above and beyond to help their members. Do yourself a favor and become a member! You won’t be disappointed!"
Valley Credit Union has 7 locations across North Alabama to serve you. Stop by one of our branches or access one of 30,000 CO-OP ATMs nationally.
Our Locations
Life Happens!
We understand that overdrafts occur from time to time. Click below to learn more about our overdraft options.
Tuscumbia
Russellville
Muscle Shoals
Sheffield
Cherokee
Florence
Killen
EZ Talk
2025 Valley Credit Union. All Rights Reserved. Federally insured by the NCUA. *All loans are subject to credit approval. Certain restrictions may apply. *APR is Annual Percentage Rate. **APY is Annual Percentage Yield.
Routing Number: 262277354
Institution NMLS ID# 409924
© 2026 Valley Credit Union. All Rights Reserved.
